Achieve Your Goals with TrueInsure's Tailored Loan Solutions

 A: TrueInsure facilitates a wide range of loan products, including Home Loans, Personal Loans, Business Loans, Loan Against Property (LAP), and Education Loans. We aim to be your single point of contact for all types of loans from various leading financial institutions. 

 A: Loan eligibility depends on several factors such as your age, income, employment stability (for salaried) or business vintage (for self-employed), existing credit history, and CIBIL score. Our experts can conduct a preliminary assessment and help you understand your eligibility for different loan types. 

 A: While specific requirements vary by loan type and lender, common documents include KYC (Know Your Customer) proofs (Aadhar card, PAN card), address proof, income proof (salary slips, bank statements, ITRs), and relevant property documents for secured loans like Home Loans or LAP. 

 A: Your CIBIL score (Credit Information Bureau (India) Limited) is a three-digit number representing your creditworthiness. A higher score (generally 700+) indicates responsible credit behavior and significantly improves your chances of loan approval and securing lower interest rates. 

 A: While a good CIBIL score is crucial, we understand that situations can vary. We work with a diverse network of lenders, some of whom may offer specific products or consider other factors for applicants with a slightly lower credit score. We'll advise you on the best possible options and strategies to improve your score. 

 A: The loan approval process varies. Personal Loans and some Business Loans can be approved and disbursed relatively quickly (within a few days), especially with complete documentation. Secured loans like Home Loans or Loan Against Property may take longer (10-20 working days) due to property valuation and legal checks. We strive to expedite the process as much as possible. 

 A: Secured loans (e.g., Home Loans, Loan Against Property) require collateral (an asset like property or gold) that the lender can seize if you default. Unsecured loans (e.g., Personal Loans) do not require collateral and are granted based on your creditworthiness and income. Secured loans generally offer lower interest rates and higher amounts. 

 A: No, TrueInsure believes in complete transparency. We will clearly outline all associated charges, such as loan processing fees, stamp duty, or legal charges (if applicable), upfront. We ensure you are fully aware of all costs before proceeding with your loan application. 

 A: Most loans, especially those with floating interest rates, allow for loan prepayment without penalties. However, some banks might levy prepayment charges on certain fixed-rate loans or specific loan types like Personal Loans. We will help you understand the prepayment terms of any loan you consider. 

 A: TrueInsure acts as your independent loan advisor, offering unbiased comparisons from multiple banks and NBFCs. We save you time and effort by handling paperwork, provide expert guidance on loan eligibility and terms, and help you secure the best interest rates and most favorable conditions that align with your financial goals, ensuring a smooth and efficient loan application process.